Showjumping – Is Your Horse Covered?

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Horses became a popular animal for sports They are used for racing. This is popular and has become a very lucrative business for horse owners. The only downside of this is that if the horse meets an accident, they do not have any choice but to kill it especially if they will no longer be able to race again. There are horses that are used for show jumping. This is the sport where people ride the horse and makes the horse run and jump on horizontally placed poles on the field. The aim is not to touch the poles and jump over the poles smoothly without knocking them out.

ben-maher_1543420cThis sport is somewhat dangerous because if the feet of the horse knock out the poles it can severely injure that horse. This is why there is an insurance called showjumping insurance that would take care of the injury of the horse. Insurance are taken by the owner to protect the horse from any accidents that it can be involved with.

This insurance policy coves anything from external injuries of the horse to the internal injuries. It will depend on what is written in the contract. There are a lot of insurance companies but only a few offers insurances for pets especially horses. People got interested with selling horse insurances because for one thing, horses are very expensive. Not only that they are always at risk in meeting accidents, they are also prone to being stolen.

SHOWJUMPING_a_326465cThere is different coverage of insurances. There are insurances that pay up because the equine can no longer do show jumping competitions. There are insurances that pay up the hospitalization or surgery of the horse if needed. There are some who pay up for any injury the horse afflicts on other people because of its behavior. That is called third party liability.

Experts say that people must learn how to read their pets or in this case horses. There are certain behaviors that are manifested in different ways that say that they are sick or not feeling well. Learning this will save the horse from further injuries. If the owner would not know that the horse is sick and still made them compete they might end up dead after competitions.

MG_4500Horse insurances are like the normal insurances for people. They must be read thoroughly because there are some who really do not explain everything. Asking questions about the policy would clear a lot of things regarding the coverage. There are insurance companies that do not insure horses with pre-existing conditions but there are some that will allow this. An individual would have to look for this kind of insurance policy if their horses have pre- existing conditions.

Knowing what kind of insurance the horse needs is also a variable to be considered. Only the owner would know what kind of things that the horse needs. Accidents happen, it is wise to invest a little more on insurance policies that would help the horse in the future.

Be Ready: Properly Insure Your Horse

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People with horses take into account having insurances for emergency purposes. Horses cost a lot of money and they are also considered as pets. Like people, they also can have insurances. Horse insurance is very popular for people with horses.

chestnut_quarter_horse_reining_by_horsestockphotos-d51hj0dPeople get insurances for many reasons. Insurances are the ones who pay money in cases that are indicated in the contract. There are a lot of different types of insurances in the market today. But basically, insurances are there to support the horse and its owner from any effect that the horse’s action made. There are also insurances that will pay the owner in case the horse does not get enough money from having events or shows or races.

There are different packages where people can pick what they want to get in cases of emergencies. Horse insurances are there for emergency purposes. Accidents happen, if it can happen with people it can almost certainly happen to horses especially when they are doing sports. Horses are usually used for sports and in doing this, they are at risk of being injured and they would not be able to do their sports anymore. When horses get injured in any way most of the time their owners are the ones who needs to shoulder all expenses, this is the job for the insurances that the owner will get for the horse.

imageGenThere are injuries that are permanent and will leave the horse useless, in this case the owner would usually give euthanasia to the horse rather than see it have a hard time. This can also be covered by the insurance. It actually depend on the owner of the horse what kind of coverage would they prefer to get for their horses. There is also third party liability. This means that if the horse hurts someone else, the insurance will pay that person of whatever injury it entails.

Buying insurances for horses are like buying insurances for people. It is always wise to read everything before signing up for anything. There are insurances that promises a lot of things but actually do not do anything. People would have to be careful with this kind of insurances that are too good to be true. There are websites where an individual can go to and can check if these insurance companies are good ones. There are different websites that can verify insurance companies that are legal and those who are not legal. Asking around for recommendation on what insurance company is good is still the best way to find a good insurance for the horses. An individual should find someone they trust. Trust is very important in many aspect of life. Getting services like buying insurances would need that trust that the agents would not just push you to buy from them and that they benefit from but would let their clients know what the downside are. Being vigilant in getting horse insurances or any other kind of insurance would make an individual safe from being fooled by other people.

 

How To Find Good Eventing Insurance

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Insurances are not just for people. Yes, that’s right. Insurances are now also available for pets especially horses. Horses are used for recreational activities like sports. There are times when horses meet accidents and make them disabled usually for life. If this is the case they would not be able to bring in money for their owners. Insurances are the ones that shoulder these expenses. There is this eventing insurance, this is the kind of insurance that pay up when the horse do not gain any money from events.

equestrian-jumping-19627565-500x366Insurances are sometimes very complicated to understand. There are clauses that need to be explained to the buyer. To know what company can offer a good insurance deal, one would need to listen to two or three sales agents. When looking for a good insurance, one must need to ask questions. Consultations are usually done for free so that the insurance agent would be able to explain everything in detail. As the client, one must be ready with questions about the insurance. One would have to know the scope of the insurance. What is the coverage of the insurance and what are the requirements to get the full service of the insurance. In every contract, there will always be a fine print. One would have to be aware of this. It is usually something that would make the insurance company free from paying up. This is where the problem begins for the pet owner or in this case the horse’s owner. The individual would have to read everything before signing on the dotted line.

The owner of the horse would also need to know what their pet needs. Being particular on what insurance to get is also important. This will dictate what the coverage would be. If the horse is a racing horse there is a particular insurance for that. This is why it is important why owners of horses need to know what activities their horses participates in so that they can be insured properly.

equestrian (1)Asking around would be the best way to find a reliable insurance company for the horses. People who had experiences with insurances would be able to enlighten some clouds on the head of the horse’s owner. They will also be able to clarify things and would be able to warn the prospective insurance buyer of what to avoid based on their experiences. Research is also important with finding a good insurance company. IT is sometimes overwhelming to look for a good company but the hard work would be good in the long turn. Two or three insurance company would give the owner a good view of what to expect. The money is also sometimes an issue. Of course people would love to save money in any way possible. There are insurance companies that would be able to customize the plan for the need of the equine and its owner. This is about having good people around. They can explain and would let the client decide what kind of insurance to get for their pets.

 

Performing In The Dressage Arena

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Horses have been used for different purposes in different times in history. Their main purpose was for transportation. From the days of the kings and queens, horses are the main way of land transportation. There were no cars, trains or even motorcycles then to transport anything from people to things or produce.   It was also the status symbols of the people back in those days. Status symbol because only the noble and the member of the king’s knights have the horses. Nowadays, horses are now used not just for transportation but for pleasure as well. They are used for competitions.

Olympics+Day+11+Equestrian+p8BXtJSHIoklAccidents can happen anytime. With horses that usually practice so much because they are used for sports they are more prone to accidents. There is a kind of insurance that covers horses for these kinds of accidents. Dressage is the training of horses that would improve their memory as well as their motor skill. In dressage, both the horse and the rider are expected to perform predetermined sequence of movements. The rider would need to effortlessly guide the equine to do movements that the horse were trained to do. This is also done with music. Some people call it the horse ballet.

In practice and on the actual event, the horses as well as the rider can meet an accident. This is when the insurance comes in. In the market, there is an insurance that is called dressage insurance. This kind of insurance covers the accident claims provided it happened while the horse was on official practice or on the official event.

Lionheart+Olympics+Day+2+Equestrian+gCDJ6Yd_dxOlKnowing that horses compete in different parts of Europe, there is also international coverage. People from the insurance company would just want to be informed immediately so that they can assess and provide assistance if needed.  There are companies that provide insurance policies that pay damages by the horses while in practice or on actual competition.

In the United Kingdom, if one is interested in learning how to ride a horse they are required by the law to have insurance. This is because as they say, accidents happen in times when it is not expected. Buying insurances for horses are like buying insurances for people. It is always wise to read everything before signing up for anything. There are insurances that promises a lot of things but actually do not do anything. People would have to be careful with this kind of insurances that are too good to be true. Asking around for recommendation on what insurance company is good is still the best way to find a good insurance for the horses. . Getting services like buying insurances would need that trust that the agents would not just push you to buy from them and that they benefit from but would let their clients know what the downside are. So whatever the owner decides to get it will be all up to what kind the horse activity is. It will depend on what kind of injury they are prone to have.