Horses became a popular animal for sports They are used for racing. This is popular and has become a very lucrative business for horse owners. The only downside of this is that if the horse meets an accident, they do not have any choice but to kill it especially if they will no longer be able to race again. There are horses that are used for show jumping. This is the sport where people ride the horse and makes the horse run and jump on horizontally placed poles on the field. The aim is not to touch the poles and jump over the poles smoothly without knocking them out.
This sport is somewhat dangerous because if the feet of the horse knock out the poles it can severely injure that horse. This is why there is an insurance called showjumping insurance that would take care of the injury of the horse. Insurance are taken by the owner to protect the horse from any accidents that it can be involved with.
This insurance policy coves anything from external injuries of the horse to the internal injuries. It will depend on what is written in the contract. There are a lot of insurance companies but only a few offers insurances for pets especially horses. People got interested with selling horse insurances because for one thing, horses are very expensive. Not only that they are always at risk in meeting accidents, they are also prone to being stolen.
There is different coverage of insurances. There are insurances that pay up because the equine can no longer do show jumping competitions. There are insurances that pay up the hospitalization or surgery of the horse if needed. There are some who pay up for any injury the horse afflicts on other people because of its behavior. That is called third party liability.
Experts say that people must learn how to read their pets or in this case horses. There are certain behaviors that are manifested in different ways that say that they are sick or not feeling well. Learning this will save the horse from further injuries. If the owner would not know that the horse is sick and still made them compete they might end up dead after competitions.
Horse insurances are like the normal insurances for people. They must be read thoroughly because there are some who really do not explain everything. Asking questions about the policy would clear a lot of things regarding the coverage. There are insurance companies that do not insure horses with pre-existing conditions but there are some that will allow this. An individual would have to look for this kind of insurance policy if their horses have pre- existing conditions.
Knowing what kind of insurance the horse needs is also a variable to be considered. Only the owner would know what kind of things that the horse needs. Accidents happen, it is wise to invest a little more on insurance policies that would help the horse in the future.